As such incidents emerge, it becomes very important to be cautious. If your phone is lost, then in this situation you can prevent misuse of your phone or its data by following the methods given below.
Block your SIM card
block your sim card
First and foremost is to ensure that the phone number is not misused if the phone is lost. Blocking the SIM card means blocking every app on the phone that can be accessed through OTP. You can always get the same old number reissued on a new SIM card. This may take some time, but your privacy and mobile wallet are much more important.
Block access to mobile banking services
Stop mobile banking services
Phone thieves can easily access your bank details, hence it is very important to stop bank services at that time. Your SIM card and mobile app go hand in hand as no transfer can take place without OTP to the registered number. But as soon as the phone is lost or stolen, both should be blocked.
Deactivate UPI payment
Deactivate UPI Payment
A little delay can cost you dearly. Once you deprive the phone thief of access to online banking services, the thief may try to tamper with other features such as UPI payments. Therefore this also needs immediate attention. Deactivate it as soon as possible.
Block all mobile wallets
Block all mobile wallets
Mobile wallets have made life extremely easy. But if your phone reaches the wrong hands, mobile wallets like Google Pay and Paytm can prove costly. Contact the help desk of the respective app and ensure that no one is given access until you set up the wallet again on a new device.
Go to the police, file a report
file a police report
Once you have followed all the steps given above, it is also necessary to report your stolen device to the authorities. You can lodge a report of phone theft at the nearest police station and also take a copy of the FIR from them. If your phone is misused or your money is stolen through your phone, this copy will prove useful for you as evidence.
